Scenario Planning & Life Stress Testing
Run a rigorous Monte Carlo simulation on your financial, personal, and life scenarios—revealing vulnerabilities and hidden strengths.
Financial Resilience
Stress test your financial preparedness across specific scenarios.
If markets dropped 40% tomorrow and stayed down for 3 years, how many months could you maintain your current lifestyle without selling assets at a loss?
Your largest single asset becomes completely illiquid for 5 years. Impact on your life?
What percentage of your net worth is concentrated in a single asset or entity?
What is your single biggest financial concentration risk — and what's your plan if it goes to zero?
If your annual income dropped to zero tomorrow, how many years could your family maintain current lifestyle from liquid reserves?
Inflation runs at 8-10% for a decade. Your current plan accounts for this?
Personal & Family Resilience
Stress test your personal and family preparedness.
If your marriage/primary partnership ended tomorrow, how prepared are you financially and logistically?
How many people depend on you financially (directly or indirectly)?
What happens to these dependents if you're incapacitated for 12 months? Who steps in?
Your most important business relationship ends suddenly. How many months to recover?
A key employee or partner leaves. Your business continuity plan handles this?
What's the personal scenario you most fear but have done the least to prepare for?
Health & Longevity
Stress test your health and longevity scenarios.
You receive a diagnosis requiring 6 months away from all professional activities. Readiness score?
Your cognitive capacity declines 30% over the next decade. Your financial structures accommodate this?
You live to 100. Your financial plan covers this?
If you needed full-time care in 20 years, what's your plan and who manages it?
Healthcare costs triple from current levels. Years of coverage at that rate?
Opportunity & Upside
Test your readiness for opportunities, not just risks.
An investment opportunity requiring 20% of your liquid net worth appears. How quickly could you deploy capital?
Your industry undergoes massive disruption in the next 5 years. You're positioned to:
What's the biggest opportunity you'd pursue if you had complete financial and personal freedom?
How much 'dry powder' (undeployed liquid capital) do you maintain as a percentage of net worth?
What would you do differently if you knew you had exactly 20 healthy years left?